WHAT IS AN EFRBS?
EFRBS stands for an "Employer Funded Retirement Benefit Scheme". EFRBS are HM Revenue & Customs (“HMRC”) approved statutory pension schemes; but unlike ‘traditional’ pension schemes there are no investment restrictions. They were introduced by HMRC from April 2006 ("A Day") - with each EFRBS being given a unique reference number by HMRC soon after it has been arranged.

An EFRBS is NOT an Employee Benefit Trust (EBT); and is not limited under the A Day Pension rules on maximum fund size, which is called the "Lifetime Allowance". The purpose of the EFRBS is to provide retirement and death benefits for the executives, employees and their family, although there are a wide range of tax savings to be made when an employer establishes an EFRBS.

Our EFRBS comes with some special additional points that are not normally available elsewhere - for example how about a loan costing only 0.75%p.a?

LEARN MORE:
You can read all about how to use an EFRBS in 2010 - and how an EFRBS can be used in both Tax and Retirement Planning. If you are an IFA, Accountant or other Advisor, we recommend that you download the FREE EFRBS "Advisor Pack" instead:

info@efrbs.net

Please note: We are not investment or pensions advisors, so anything you read on this web site should not be taken as formal investment or pensions advice.